Caverly, NB, and Simon, JS (2003). Estate Planning for Dummies. New York: Wiley Publishing, Inc.

Center for Long-Term Care Financing is a non-profit advocacy organization dedicated to ensuring quality long-term care for all Americans.

Centers for Medicare and Medicaid Services (CMS). This is the federal agency that runs the Medicare and Medicaid programs. Their web site provides information on Medicare/Medicaid coverage, who is eligible, how to enroll, regulations and laws among many other topics. and 800-633-4227 (24/7 Customer Service line).

Esperti, RA, Peterson, RL, and Moser, EG (1999). Generations: Planning Your Legacy. Denver, CO: Esperti Peterson Institute Inc.

IRS Publication 554. Older American’s Tax Guide offers a detailed discussion of taxation issues of special interest to seniors.

Senior Resource is billed as the encyclopedia of housing options offering information on retirement, finance, insurance and care.

Social Security Administration located online at

Schuetz, J (2003, January). Affordable Assisted Living: Survey the Possibilities. Cambridge, MA: Kennedy School of Government, Harvard University.

Stern, K (1998). Senior Savvy: How to Make the Most of Your Life Savings Before and After You Retire. Franklin Lakes, NJ: Career Press.